This can easily happen if you

artappraiser — Thu, 13 Feb 2020 01:38:18 +0000

In reply to Out-of-Network Bills for Privately Insured Patients Undergoing Surgery by In-Network Surgeons and Facilities

This can easily happen if you are Medicare age but chose to go with a Medicare Advantage Plan (Part C.) Because if you are in a Medicare Advantage Plan, you have chosen to be covered by private insurance instead of plain vanilla Medicare and are subject to a limited network of providers.

The alternative, in order to retain freedom of choice that is available with plain vanilla Medicare, is to either pay the many deductibles, including 20% of all provider services except hospitalization, or buy an expensive Supplemental Insurance Plan.

Medicare Advantage Plans avoid high cost by forcing you to use a limited network where they have negotiated the in-plan provider's prices way down. (Still some trickily retain high co-pays for certain kinds of procedures or doctors because they couldn't find any willing to bargain, and they often hide this kind of thing, hard to find until they say that you're only covered 50% for this.)

Current Medicare is certainly not what's being sold by the Dem candidates as "Medicare for all."They are talking the Medicare of like 20 years ago. Current Medicare is a mess, actually, and far from covers everything. And the premiums one still has to pay are not cheap. Ask anyone who has had to sign up for it lately.

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This can easily happen if you