The Republican effort to defund “Obamacare” is like playing chicken with a wall. The Senate Democrats will never vote against health care legislation they spent decades to pass. The voters will punish Republican legislators if they shut down the government or default on the debt. Whether the Republicans crash or swerve, this game has no positive outcome for them.

So why are they doing it?

There are two kinds of borrowers who default on their debts.  One type defaults because they cannot pay.  It is typical to say that they have over borrowed but it is easily as likely that some sort of catastrophe has destroyed the borrower's earnings power, perhaps permanently.  Then there are defaults of choice.  A borrower decides not to pay, even if they have the means.  Perhaps they feel that they were swindled by the lender and that the debt is thus invalid.  Or, maybe they just don't want to pay.

When President Obama signed the Affordable Care Act into law, Amy Winehouse was still alive and the launch of Apple's first iPad was a month away.  We are talking ancient history, here.  Yet, as I write this, we are less than 12 hours away from a government shutdown caused by a budget impasse caused by Republican insistence that the law now known as Obamacare be delayed and then defunded.  The Republican struggle to unpass the ACA has not ceased since it became law.  Along the way the name "Obamacare" changed from a term of derision to one that the President now owns.

Posts like these generally start with a pronouncement of lapsed Catholicism on the part of the author.  I can be very atheisty.  I do not study the church.  I do not consider its views when I make any of my own decisions, be they moral, social, financial or dietary.  This means that I have something of a tin ear for the nuance of the papal utternance.